What are Opt Payments?

Opt payments are real time payments made to you by customers using their cell phone, or via the Internet. Opt is like a cash payment, there's no waiting, it's fast and secure.

Why do I need Opt Payments?

• To allow the highest number of people to buy from you.
• Opt is free to accept, and costs less for the customer.
• A high number of people do not have, or do not want to use a credit card online, they can now pay you safely by Opt.
• There are more people with cell phones than with credit cards.
• People can use Opt where they can't use an Eftpos card.
• Opt payments are secure and are processed in real time, so you get your money quickly.

How can I get Opt?

Simply Sign-Up now, register your details and open an Opt Account for free, there are no hidden costs. Your account will be active immediately. Note that the Opt payment system is independent of other payment systems and can be used 'stand alone', or in addition to any other payment methods that you currently accept.   Don't pay card commissions or set-up fees.   Open an Account for free now

Where and when can people pay me?

Receive payments face-to-face, or from any other location, 24/7 we never close!

How can people pay me at my web page?

Put an Opt Button on your web site, or a label on your counter, Opt is compatible with your other payment methods. Contact us for help and advice. Contact

Some examples of use for Opt Payments are:

Opt account holders can shop online at your website then pay by sending a simple payment text for the amount of their purchase or, they can go online at OPT Mobile and just like internet banking, pay you any amount of money at anytime from virtually anywhere.

Whether you're a business with an e-commerce website, a shop, or you're out selling face-to-face, Opt payments are for you - and your money is credited to you there and then at the time of sale.

How long does it take to get my money?

Your money will be credited to your OPT Merchant account in near real time!

This Opt system was specifically designed for Internet and mobile phone payments so it is very fast.

You don't have to wait for funds to clear as the money will be paid into your account at the time of payment.

You can login to your merchant account at any time of the day or night to view or print your statements which show the payments you have received, with time and date and payment references.

Watch incoming sales orders and payments in real time using the OPT Internet Payment Monitor.

You can also use your phone to view a list of recent payments. Or if you choose, Opt will email and/or text* a transaction receipt to you each time a payment has been made to your account.

*text charges may apply

Avoid costly delays and Credit card commissions: your new OPT Merchant account will be active immediately after Sign-up - there are no application fees to pay or papers to fax.

Sign-up now online for free.