OPT - Fees

Our Fees and Charges.

Opt fees are lower than banks fees, because we don't have large buildings to pay for, or shareholders who want big profits, nor does Opt have any hidden charges.

A list of typical Opt account fees and charges is as follows:

Fees:	Optimum	Opticash	Optimax	Optimist	Optimiser	Optimall
Automatic Payments	0.50	0.50	0.50	1.00	1.00	0.50
Withdrawal to Bank	1.00	1.10	1.00	5.00	5.00	5.00
Monthly Account Fee	2.00	0.00	5.50	2.00	0.00	10.00
Notification by SMS	0.25	0.30	0.25	0.50	0.50	0.21
SMS text Payment	0.25	0.25	0.25	0.50	0.50	0.50
Small SMS Payments*	0.10	0.10	0.10	0.25	NA	NA
Micro SMS Payments**	0.05	0.05	0.05	0.25	NA	NA
Internet Payment	0.15	0.25	0.25	0.50	0.50	0.30
Credit Card Payment***	0.35	0.35	0.35	NA	NA	0.25
International Payment****	11.50	11.50	11.50	11.50	11.50	11.50

*A small sms text payment is less than $5.00 but greater than $1.00
**Micro sms text payments are great for buying whatever you want with very low Opt fees.
***Plus any bank charges and applicable commissions.
****International payments are subject to International Law and may be regulated in some
jurisdictions. International payments are exclusive of recipient bank charges, tax's and or agents commissions.